/* ─── TOKENS ─────────────────────────────────────────────── */
  :root {
    --navy:       #13395F;
    --navy-deep:  #0d2a47;
    --navy-mid:   #1a4a78;
    --gold:       #FFE34C;
    --gold-dark:  #e6c800;
    --gold-soft:  #fff8cc;
    --white:      #ffffff;
    --off-white:  #f7f8fa;
    --text:       #2a2f3a;
    --text-light: #5a6070;
    --border:     #dce3ec;
    --font-title: 'Rockwell', 'Rockwell Nova', 'Courier Bold', Georgia, serif;
    --font-body:  'Poppins', sans-serif;
    --max-w: 1140px;
    --radius: 4px;
    --shadow: 0 4px 24px rgba(19,57,95,.12);
  }
  *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
  html { scroll-behavior: smooth; }
  body { font-family: var(--font-body); font-size: 16px; line-height: 1.7; color: var(--text); background: var(--white); }
  a { color: inherit; text-decoration: none; }
  img { display: block; max-width: 100%; }
  ul { list-style: none; }

  /* ─── UTILITIES ──────────────────────────────────────────── */
  .wrap { max-width: var(--max-w); margin: 0 auto; padding: 0 32px; }
  .section-label { font-family: var(--font-body); font-size: 11px; font-weight: 600; letter-spacing: .18em; text-transform: uppercase; color: var(--gold-dark); display: block; margin-bottom: 10px; }

  /* ─── HEADER ─────────────────────────────────────────────── */
  .site-header { background: var(--navy); position: sticky; top: 0; z-index: 100; box-shadow: 0 2px 20px rgba(0,0,0,.35); }
  .header-top { display: flex; align-items: center; justify-content: space-between; padding: 0 40px; max-width: var(--max-w); margin: 0 auto; gap: 24px; }
  .logo-link { display: flex; align-items: center; flex-shrink: 0; text-decoration: none; }
  .logo-link svg { height: 40px; width: auto; display: block; }
  .site-nav { display: flex; align-items: stretch; gap: 0; margin-left: auto; }
  .site-nav a { font-family: var(--font-body); font-size: 11.5px; font-weight: 500; letter-spacing: .08em; text-transform: uppercase; color: rgba(255,255,255,.68); padding: 18px 14px; display: flex; align-items: center; border-bottom: 3px solid transparent; transition: color .18s, background .18s, border-bottom-color .18s; white-space: nowrap; }
  .site-nav a:hover { color: var(--gold); background: rgba(255,255,255,.05); border-bottom-color: rgba(255,227,76,.5); }
  .site-nav a.active { color: var(--gold); border-bottom-color: var(--gold); background: rgba(255,255,255,.04); }

  /* ─── PAGE BANNER ────────────────────────────────────────── */
  .page-banner { position: relative; overflow: hidden; padding: 56px 32px 48px; }
  .page-banner-bg { position: absolute; inset: 0; background-image: url('Images/Office_environment.png'); background-size: cover; background-position: center 40%; }
  .page-banner-bg::before { content: ''; position: absolute; inset: 0; background: linear-gradient(105deg, rgba(10,22,38,0.88) 0%, rgba(13,42,71,0.80) 40%, rgba(13,42,71,0.50) 70%, rgba(13,42,71,0.20) 100%); }
  .page-banner::after { content: ''; position: absolute; left: 0; top: 0; bottom: 0; width: 4px; background: var(--gold); z-index: 2; }
  .page-banner-inner { max-width: var(--max-w); margin: 0 auto; position: relative; z-index: 3; }
  .page-banner .kicker { font-size: 11px; font-weight: 600; letter-spacing: .22em; text-transform: uppercase; color: var(--gold); display: flex; align-items: center; gap: 12px; margin-bottom: 14px; }
  .page-banner .kicker::before { content: ''; display: block; width: 28px; height: 1px; background: var(--gold); }
  .page-banner h1 { font-family: var(--font-title); font-size: clamp(26px, 4vw, 40px); color: var(--white); line-height: 1.2; }
  .page-banner p { font-size: 15px; color: rgba(255,255,255,.65); margin-top: 12px; max-width: 600px; font-weight: 300; }

  /* ─── INNER CONTENT ──────────────────────────────────────── */
  .inner-content { max-width: var(--max-w); margin: 0 auto; padding: 64px 32px; }
  .inner-content h2 { font-family: var(--font-title); font-size: 26px; color: var(--navy); margin-bottom: 16px; margin-top: 40px; }
  .inner-content h2:first-child { margin-top: 0; }
  .inner-content h3 { font-family: var(--font-title); font-size: 20px; color: var(--navy); margin-bottom: 12px; margin-top: 32px; }
  .inner-content p { font-size: 15px; color: var(--text-light); margin-bottom: 16px; font-weight: 300; }
  .inner-content ul { margin: 16px 0 24px 0; }
  .inner-content ul li { font-size: 15px; color: var(--text-light); font-weight: 300; padding: 6px 0 6px 20px; position: relative; border-bottom: 1px solid var(--border); }
  .inner-content ul li::before { content: '›'; position: absolute; left: 0; color: var(--gold-dark); font-weight: 700; }

  /* ─── ABOUT GRID ─────────────────────────────────────────── */
  .about-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 32px; margin-top: 48px; }
  .about-card { background: var(--off-white); border: 1px solid var(--border); border-radius: var(--radius); padding: 32px 28px; }
  .about-card h3 { font-family: var(--font-title); font-size: 18px; color: var(--navy); margin-bottom: 12px; border-bottom: 2px solid var(--gold); padding-bottom: 12px; }
  .about-card p { font-size: 14px; color: var(--text-light); font-weight: 300; margin: 0 0 12px 0; }

  /* ─── PLAN LIMITS TABLE ──────────────────────────────────── */
  .limits-table { width: 100%; border-collapse: collapse; margin-top: 32px; font-size: 14px; }
  .limits-table th { background: var(--navy); color: var(--white); padding: 12px 16px; text-align: left; font-family: var(--font-body); font-weight: 500; letter-spacing: .06em; font-size: 12px; text-transform: uppercase; }
  .limits-table th:not(:first-child) { text-align: right; }
  .limits-table td { padding: 11px 16px; border-bottom: 1px solid var(--border); }
  .limits-table td:not(:first-child) { text-align: right; font-weight: 500; color: var(--navy); }
  .limits-table tr:nth-child(even) td { background: var(--off-white); }
  .limits-table tr:hover td { background: var(--gold-soft); }
  .limits-section-head td { background: var(--navy-deep) !important; color: var(--gold); font-family: var(--font-title); font-size: 13px; letter-spacing: .06em; padding: 10px 16px; }

  /* ─── FORMS LIST ─────────────────────────────────────────── */
  .forms-list { margin-top: 32px; }
  .forms-list li { display: flex; align-items: center; justify-content: space-between; padding: 16px 20px; border-bottom: 1px solid var(--border); }
  .forms-list li:first-child { border-top: 1px solid var(--border); }
  .form-title { font-size: 15px; color: var(--text); font-weight: 400; }
  .form-link { display: inline-flex; align-items: center; gap: 8px; background: var(--navy); color: var(--white); font-size: 12px; font-weight: 500; letter-spacing: .06em; text-transform: uppercase; padding: 9px 18px; border-radius: var(--radius); transition: background .2s; }
  .form-link:hover { background: var(--navy-mid); }

  /* ─── NEWSLETTERS LIST ───────────────────────────────────── */
  .nl-list { margin-top: 32px; }
  .nl-list li { display: flex; align-items: center; justify-content: space-between; padding: 16px 20px; border-bottom: 1px solid var(--border); }
  .nl-list li:first-child { border-top: 1px solid var(--border); }
  .nl-title { font-size: 15px; color: var(--text); }
  .nl-link { display: inline-flex; align-items: center; gap: 8px; background: var(--gold); color: var(--navy-deep); font-size: 12px; font-weight: 600; letter-spacing: .06em; padding: 8px 16px; border-radius: var(--radius); transition: background .2s; }
  .nl-link:hover { background: var(--gold-dark); }

  /* ─── CONTACT PAGE ───────────────────────────────────────── */
  .contact-grid { display: grid; grid-template-columns: 1fr 400px; gap: 64px; align-items: start; }
  .contact-detail h3 { font-family: var(--font-title); font-size: 20px; color: var(--navy); margin-bottom: 16px; }
  .contact-detail p { font-size: 15px; color: var(--text-light); font-weight: 300; margin-bottom: 8px; }
  .contact-detail strong { color: var(--text); }
  .contact-map { width: 100%; height: 300px; border: 1px solid var(--border); border-radius: var(--radius); overflow: hidden; margin-bottom: 32px; }
  .contact-form-card { background: var(--off-white); border: 1px solid var(--border); border-radius: var(--radius); padding: 36px; }
  .contact-form-card h2 { font-family: var(--font-title); font-size: 22px; color: var(--navy); margin-bottom: 6px; }
  .contact-form-card .sub { font-size: 13px; color: var(--text-light); margin-bottom: 24px; }
  .contact-form-card input, .contact-form-card textarea { width: 100%; padding: 12px 14px; border: 1px solid var(--border); border-radius: var(--radius); font-family: var(--font-body); font-size: 14px; color: var(--text); background: var(--white); margin-bottom: 12px; outline: none; transition: border-color .2s; }
  .contact-form-card input:focus, .contact-form-card textarea:focus { border-color: var(--navy); }
  .contact-form-card textarea { height: 110px; resize: vertical; }
  .btn-submit { width: 100%; background: var(--navy); color: var(--white); font-family: var(--font-body); font-size: 13px; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; padding: 15px; border: none; border-radius: var(--radius); cursor: pointer; transition: background .2s; }
  .btn-submit:hover { background: var(--navy-mid); }
  .contact-msg { display: none; padding: 12px; background: var(--gold-soft); border: 1px solid var(--gold-dark); border-radius: var(--radius); font-size: 14px; color: var(--navy); margin-bottom: 16px; }

  /* ─── FILE TRANSFER ──────────────────────────────────────── */
  .transfer-box { text-align: center; background: var(--off-white); border: 2px solid var(--border); border-radius: var(--radius); padding: 64px 32px; max-width: 600px; margin: 0 auto; }
  .transfer-box h2 { font-family: var(--font-title); font-size: 26px; color: var(--navy); margin-bottom: 16px; }
  .transfer-box p { font-size: 15px; color: var(--text-light); margin-bottom: 32px; font-weight: 300; }
  .transfer-btn { display: inline-flex; align-items: center; gap: 12px; background: var(--navy); color: var(--white); font-family: var(--font-body); font-size: 14px; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; padding: 18px 40px; border-radius: var(--radius); transition: background .2s, transform .15s; }
  .transfer-btn:hover { background: var(--navy-mid); transform: translateY(-1px); }

  /* ─── RULE ───────────────────────────────────────────────── */
  .rule { height: 4px; background: var(--gold); }

  /* ─── FOOTER ─────────────────────────────────────────────── */
  .site-footer { background: var(--navy-deep); color: rgba(255,255,255,.55); font-size: 13px; }
  .footer-inner { max-width: var(--max-w); margin: 0 auto; padding: 48px 32px 32px; }
  .footer-top { display: flex; justify-content: space-between; align-items: flex-start; padding-bottom: 32px; border-bottom: 1px solid rgba(255,255,255,.1); gap: 40px; flex-wrap: wrap; }
  .footer-logo-name { font-family: var(--font-title); font-size: 18px; color: var(--white); margin-bottom: 4px; }
  .footer-logo-sub { font-size: 11px; color: var(--gold); letter-spacing: .1em; text-transform: uppercase; }
  .footer-nav { display: flex; gap: 8px 24px; flex-wrap: wrap; }
  .footer-nav a { color: rgba(255,255,255,.55); transition: color .18s; }
  .footer-nav a:hover { color: var(--gold); }
  .footer-bottom { display: flex; justify-content: space-between; align-items: center; padding-top: 24px; flex-wrap: wrap; gap: 12px; }
  .footer-copy { font-size: 12px; }

  /* ─── HOME: HERO CAROUSEL ───────────────────────────────────── */
  .hero-carousel { position: relative; overflow: hidden; height: 560px; }
  .carousel-slide { position: absolute; inset: 0; opacity: 0; transition: opacity 1s ease; }
  .carousel-slide.active { opacity: 1; }
  .slide-bg { position: absolute; inset: 0; background-size: cover; background-position: center; transform: scale(1.04); transition: transform 8s ease; }
  .carousel-slide.active .slide-bg { transform: scale(1.0); }
  .carousel-slide::before { content: ''; position: absolute; inset: 0; z-index: 1; background: linear-gradient(105deg, rgba(10,22,38,.88) 0%, rgba(13,42,71,.80) 38%, rgba(13,42,71,.45) 62%, rgba(13,42,71,.10) 100%); }
  .hero-carousel::after { content: ''; position: absolute; left: 0; top: 0; bottom: 0; width: 4px; background: var(--gold); z-index: 10; }
  .hero-inner { position: absolute; inset: 0; z-index: 5; display: flex; flex-direction: column; justify-content: center; padding: 0 64px; max-width: calc(var(--max-w) + 64px); }
  .hero-kicker { font-size: 11px; font-weight: 600; letter-spacing: .22em; text-transform: uppercase; color: var(--gold); display: flex; align-items: center; gap: 12px; margin-bottom: 20px; }
  .hero-kicker::before { content: ''; display: block; width: 32px; height: 1px; background: var(--gold); }
  .hero-inner h1 { font-family: var(--font-title); font-size: clamp(32px, 5vw, 52px); color: var(--white); line-height: 1.15; max-width: 580px; margin-bottom: 20px; }
  .hero-inner h1 em { font-style: normal; color: var(--gold); }
  .hero-inner p { font-size: 16px; font-weight: 300; color: rgba(255,255,255,.7); max-width: 460px; margin-bottom: 36px; }
  .hero-cta { display: inline-flex; align-items: center; gap: 10px; background: var(--gold); color: var(--navy-deep); font-size: 13px; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; padding: 15px 32px; border-radius: var(--radius); transition: background .2s, transform .15s; width: fit-content; }
  .hero-cta:hover { background: var(--gold-dark); transform: translateY(-1px); }
  .carousel-dots { position: absolute; bottom: 24px; left: 50%; transform: translateX(-50%); z-index: 10; display: flex; gap: 10px; }
  .carousel-dot { width: 8px; height: 8px; border-radius: 50%; background: rgba(255,255,255,.4); border: none; cursor: pointer; padding: 0; transition: background .3s, transform .3s; }
  .carousel-dot.active { background: var(--gold); transform: scale(1.3); }
  .carousel-arrow { position: absolute; top: 50%; transform: translateY(-50%); z-index: 10; background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.2); color: #fff; width: 44px; height: 44px; border-radius: 50%; cursor: pointer; display: flex; align-items: center; justify-content: center; transition: background .2s; backdrop-filter: blur(4px); }
  .carousel-arrow:hover { background: rgba(255,227,76,.3); border-color: var(--gold); }
  .carousel-arrow.prev { left: 20px; }
  .carousel-arrow.next { right: 20px; }

  /* ─── HOME: INTRO BAND ──────────────────────────────────────── */
  .intro-band { background: var(--white); padding: 64px 32px; text-align: center; border-bottom: 1px solid var(--border); }
  .intro-band h2 { font-family: var(--font-title); font-size: clamp(22px, 3vw, 30px); color: var(--navy); margin-bottom: 16px; }
  .intro-band p { font-size: 16px; color: var(--text-light); font-weight: 300; max-width: 680px; margin: 0 auto; }

  /* ─── HOME: SERVICE TILES ───────────────────────────────────── */
  .services-band { background: var(--off-white); padding: 64px 32px; }
  .services-band-inner { max-width: var(--max-w); margin: 0 auto; }
  .services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 40px; }
  .service-tile { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); padding: 36px 28px; display: flex; flex-direction: column; transition: box-shadow .2s, transform .2s; }
  .service-tile:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
  .service-tile-icon { width: 48px; height: 48px; background: var(--navy); border-radius: var(--radius); display: flex; align-items: center; justify-content: center; margin-bottom: 20px; }
  .service-tile-icon svg { fill: var(--gold); width: 24px; height: 24px; }
  .service-tile h3 { font-family: var(--font-title); font-size: 20px; color: var(--navy); margin-bottom: 12px; }
  .service-tile p { font-size: 14px; color: var(--text-light); font-weight: 300; flex: 1; margin-bottom: 24px; }
  .tile-link { font-size: 12px; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; color: var(--navy-mid); display: flex; align-items: center; gap: 6px; transition: color .18s; }
  .tile-link:hover { color: var(--gold-dark); }

  /* ─── HOME: CONTACT STRIP ───────────────────────────────────── */
  .contact-strip { background: var(--navy); padding: 48px 32px; }
  .contact-strip-inner { max-width: var(--max-w); margin: 0 auto; display: flex; align-items: center; justify-content: space-between; gap: 32px; flex-wrap: wrap; }
  .contact-strip h2 { font-family: var(--font-title); font-size: 24px; color: var(--white); margin-bottom: 6px; }
  .contact-strip p { font-size: 14px; color: rgba(255,255,255,.6); font-weight: 300; }
  .contact-strip-details { display: flex; gap: 40px; flex-wrap: wrap; }
  .contact-item span { font-size: 11px; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--gold); display: block; margin-bottom: 4px; }
  .contact-item strong { font-size: 15px; color: var(--white); font-weight: 400; }
  .contact-strip-cta { display: inline-flex; align-items: center; gap: 10px; background: var(--gold); color: var(--navy-deep); font-size: 13px; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; padding: 15px 32px; border-radius: var(--radius); transition: background .2s; white-space: nowrap; }
  .contact-strip-cta:hover { background: var(--gold-dark); }

  /* ─── RESPONSIVE ─────────────────────────────────────────── */
  @media (max-width: 860px) {
    .header-top { padding: 0 20px; }
    .site-nav { display: none; }
    .about-grid { grid-template-columns: 1fr; }
    .contact-grid { grid-template-columns: 1fr; }
    .inner-content { padding: 40px 20px; }
    .page-banner { padding: 40px 20px 32px; }
    .hero-inner { padding: 0 32px; }
    .services-grid { grid-template-columns: 1fr; }
    .contact-strip-inner { flex-direction: column; align-items: flex-start; }
    .carousel-arrow { display: none; }
  }